Written by Shlomit Malka
5 min
Independent, Not Alone
For a few days I was convinced there was a hive inside my thyme plant. What I found instead changed…
Written by Payment Options
Card, bank transfer, buy now pay later, one-click checkout - every major payment method available. You choose what to offer. Your Collaborator chooses how to pay. Powered by Stripe.
What are Payment Options on happ?
Payment Options are every major way a Collaborator can pay a happ contract: card checkout (Apple Pay, Google Pay, Link and Afterpay included) and ACH bank transfer through Stripe, with you as the merchant of record, plus the offline methods you choose to list · wire, Venmo, cash.
How it works
You choose which methods to offer on each contract; your Collaborator picks how to pay, from any device, no account needed. Fees stay flat and simple: ACH at 0.8% + $1.90, never more than $6.90 all-in, and card at 2.9% + $2.20. Payments settled outside the app · PayPal, Payoneer, Venmo · can be recorded manually so your records stay complete.
Why it matters
Zero commission on deals is the principle underneath: happ never takes a percentage of your deal value. The easier you make paying, the faster you get paid · without giving up a cut to get there.
Who This Is For
For every Creator who wants to get paid fast - with 0% commission on every deal.
Creators working with commercial clients and agencies Larger clients often prefer ACH bank transfers or card payments with a paper trail. happ supports both - with automatic invoicing and receipts attached.
Creators working with first-time Collaborators A Collaborator who's never paid digitally needs familiar options. Card, Link one-click checkout, and Afterpay installments remove every barrier to getting that first payment done.
Creators working internationally Wire Transfer handles cross-border payments cleanly. No awkward conversations about how to get money across borders.
Creators who want to keep every dollar they earn happ charges 0% commission on your deals. No platform cut, no hidden fees on your earnings - flat processing per rail (ACH 0.8% + $1.90, max $6.90 all-in · card 2.9% + $2.20), and that's it.
The Challenge vs. The Solution
Without flexible payment options
- Losing deals because a Collaborator can’t pay your way
- Chasing payments across different platforms with no record
- No single view of what’s been paid and what’s outstanding
- Awkward payment conversations that slow down the deal
With happ Payment Options
- Multiple Stripe-powered payment methods on every contract
- Every payment tracked in one place
- Projected Revenue, Paid and Unpaid always visible on your Homebase
- Your Collaborator picks their method - you get paid
Payment Methods Available
All major methods powered by Stripe, plus manual recording for off-platform payments.
Card Payments Accept Visa, Mastercard, Amex, and Discover - processed instantly through Stripe.
Apple Pay & Google Pay One-tap payment from any iPhone or Android - no card number, no form filling.
ACH Direct Debit Bank-to-bank payments from your Collaborator's US bank account - lower fees, ideal for larger contracts.
Afterpay - Buy Now, Pay Later Your Collaborator splits into 4 interest-free installments - you get paid the full amount upfront.
Link - One-Click Checkout Collaborators with saved Stripe payment details pay in one click - no re-entering information.
Wire Transfer For larger contracts and international Collaborations - processed in-product through Stripe at the card rate.
How It Works
01
Connect Stripe and set up your account
Connect your Stripe account in Settings - one-time setup.
02
Choose methods per contract
Select which payment methods to offer each Collaborator - card checkout (Apple Pay, Google Pay, Link, Afterpay), ACH, and the offline methods you turn on (wire, Venmo, cash).
03
Collaborator pays their way
Your Collaborator picks their preferred method and pays. Card and Link process instantly - ACH settles in 2-4 days.
04
Withdraw on your terms
Withdraw your money from your wallet at no fee, or use Instant Payout at 1.75% when you want it immediately.
05
Track everything in your Homebase
Every payment appears on your Homebase · Projected Revenue, Paid and Unpaid, always current.
Why happ
Stripe’s full payment infrastructure, built into your creative workflow.
0% commission on every deal happ never takes a cut of your earnings. The money you agree on is the money you keep.
Powered by Stripe Every digital payment method in happ runs through Stripe - one of the world's most trusted payment infrastructures.
Nothing falls through the cracks Cash payments, off-platform transactions - every payment can be recorded in happ.
Your methods, your choice You decide which options appear on each contract - offer all of them or just one.
Happ Fees, Explained: What You Pay and When
Business BasicsHapp's complete fee model in plain numbers · the zero-commission principle, the flat $1.90 Service fee, ACH at 0.8% capped at $5 ($6.90 all-in maximum), card at 3%, opt-in Instant…
Shlomit Malka
Frequently Asked Questions
- What payment methods can I accept through happ?
happ supports every major payment method through Stripe · Card (Visa, Mastercard, Amex, Discover), Apple Pay, Google Pay, ACH Direct Debit, Afterpay (Buy Now Pay Later), Link (Stripe one-click checkout), and Wire Transfer. You choose which to offer per contract; your Collaborator picks how to pay.
- How is accepting payments through happ different from sending a Venmo or Zelle request?
Venmo and Zelle are person-to-person payment apps · no contract context, no record-keeping, no professional invoicing, no protection if something goes wrong. happ Payment Options are tied to a signed contract, generate automatic invoices and receipts, support every major method your Collaborator might prefer, and give you a complete audit trail for every transaction.
- Does happ take a commission on the payments I receive?
No. happ takes 0% commission on your deals · never a percentage of what you earn. What applies is flat processing on every rail: ACH at 0.8% + $1.90, never more than $6.90 all-in, and card at 2.9% + $2.20.
- What is ACH Direct Debit and when should I use it?
ACH Direct Debit pulls payment directly from your Collaborator's US bank account. It has lower fees than card (0.8% + $1.90, capped at $6.90 all-in) but takes 2–4 business days to settle. Best for larger contracts where the fee savings matter.
- Can I offer Buy Now Pay Later through Afterpay on my contracts?
Yes. Afterpay lets your US-based Collaborator split their payment into 4 interest-free installments, while you receive the full payment upfront from Afterpay. They handle collection from your Collaborator directly · no risk on your side.
- What payment fees does happ or Stripe charge me?
ACH Direct Debit at 0.8% + $1.90, never more than $6.90 all-in. Card checkout, including Apple Pay, Google Pay, Link and Afterpay, at 2.9% + $2.20. Wire Transfer is an offline method you add in Payment Methods, with no happ fee. The rates are the same on every happ plan. happ takes 0% commission on the deal itself · never a percentage of what you earn.
- What is Link and how does one-click checkout work for my Collaborators?
Link is Stripe's one-click checkout. Collaborators who have previously saved their payment details with Stripe can pay instantly without re-entering anything · perfect for repeat Collaborators or anyone who pays multiple Creators through Stripe-powered platforms.
- Do I need a Stripe account to accept payments on happ?
Yes · Stripe is the payment infrastructure behind happ. Connecting your Stripe account is a one-time setup in Settings, and from then on every contract can offer the full range of payment methods. If you don't have a Stripe account yet, you can create one during the connection flow.
- Pricing
USD Free · $20/month Pro — All payment options are available on every happ plan. Flat processing on every rail · ACH 0.8% + $1.90 (max $6.90 all-in) · card 2.9% + $2.20 · 0% commission on your deals.
Professional Insights
Tips for getting paid faster and keeping records clean.
Use ACH for larger contracts For projects over $2,000, ACH saves you and your Collaborator money on fees - the cap means a big payment never costs more than $6.90 all-in.
Offer Afterpay for bigger asks If you're charging a significant fee, Afterpay removes the sticker shock - you get paid in full upfront.
Match methods to the Collaboration International client? Enable Wire Transfer. Large project? Consider ACH. Local creative? Card or Link gets it done instantly.