Written by Shlomit Malka
10/07/2026
5 min
Independent, Not Alone
For a few days I was convinced there was a hive inside my thyme plant. What I found instead changed…
Written by Who This Is For
For every Creator who wants to get paid fast - with 0% commission on every deal.
Creators working with commercial clients and agencies
Larger clients often prefer ACH bank transfers or card payments with a paper trail. Happ supports both - with automatic invoicing and receipts attached.
Creators working with first-time Collaborators
A Collaborator who's never paid digitally needs familiar options. Card, Link one-click checkout, and Afterpay installments remove every barrier to getting that first payment done.
Creators working internationally
Wire Transfer handles cross-border payments cleanly. No awkward conversations about how to get money across borders.
Creators who want to keep every dollar they earn
Happ charges 0% commission on your deals. No platform cut, no hidden fees on your earnings - a flat $1.90 Service fee per transaction plus Stripe processing, and that's it.
The Challenge vs. The Solution
Without flexible payment options
- Losing deals because a Collaborator can’t pay your way
- Chasing payments across different platforms with no record
- No single view of what’s been paid and what’s outstanding
- Awkward payment conversations that slow down the deal
With Happ Payment Options
- Multiple Stripe-powered payment methods on every contract
- Every payment tracked in one place
- Total Balance, Available to Withdraw, and Unpaid Milestones always visible
- Your Collaborator picks their method - you get paid
Payment Methods Available
All major methods powered by Stripe, plus manual recording for off-platform payments.
Card Payments
Accept Visa, Mastercard, Amex, and Discover - processed instantly through Stripe.
Apple Pay & Google Pay
One-tap payment from any iPhone or Android - no card number, no form filling.
ACH Direct Debit
Bank-to-bank payments from your Collaborator's US bank account - lower fees, ideal for larger contracts.
Afterpay - Buy Now, Pay Later
Your Collaborator splits into 4 interest-free installments - you get paid the full amount upfront.
Link - One-Click Checkout
Collaborators with saved Stripe payment details pay in one click - no re-entering information.
Wire Transfer
For larger contracts and international Collaborations - processed in-product through Stripe at the card rate.
How It Works
01
Connect Stripe and set up your account
Connect your Stripe account in Settings - one-time setup.
02
Choose methods per contract
Select which payment methods to offer each Collaborator - card, ACH, Afterpay, Link, or Wire.
03
Collaborator pays their way
Your Collaborator picks their preferred method and pays. Card and Link process instantly - ACH settles in 2-4 days.
04
Withdraw on your terms
Withdraw your money from your wallet at no fee, or use Instant Payout at 1.5% when you want it immediately.
05
Track everything in your Homebase
Every payment appears in your financial dashboard - Total Balance, Available to Withdraw, and Unpaid Milestones always current.
Why Happ
Stripe’s full payment infrastructure, built into your creative workflow.
0% commission on every deal
Happ never takes a cut of your earnings. The money you agree on is the money you keep.
Powered by Stripe
Every digital payment method in Happ runs through Stripe - one of the world's most trusted payment infrastructures.
Nothing falls through the cracks
Cash payments, off-platform transactions - every payment can be recorded in Happ.
Your methods, your choice
You decide which options appear on each contract - offer all of them or just one.
Frequently Asked Questions
- What payment methods can I accept through Happ?
Happ supports every major payment method through Stripe · Card (Visa, Mastercard, Amex, Discover), Apple Pay, Google Pay, ACH Direct Debit, Afterpay (Buy Now Pay Later), Link (Stripe one-click checkout), and Wire Transfer. You choose which to offer per contract; your Collaborator picks how to pay.
- How is accepting payments through Happ different from sending a Venmo or Zelle request?
Venmo and Zelle are person-to-person payment apps · no contract context, no record-keeping, no professional invoicing, no protection if something goes wrong. Happ Payment Options are tied to a signed contract, generate automatic invoices and receipts, support every major method your Collaborator might prefer, and give you a complete audit trail for every transaction.
- Does Happ take a commission on the payments I receive?
No. Happ takes 0% commission on your deals · never a percentage of what you earn. What applies is a flat $1.90 Service fee per transaction plus standard payment processing (ACH 0.8% capped at $5 · card 3%). All-in, an ACH payment never costs more than $6.90.
- What is ACH Direct Debit and when should I use it?
ACH Direct Debit pulls payment directly from your Collaborator's US bank account. It has lower fees than card (0.8%, capped at $5) but takes 2–4 business days to settle. Best for larger contracts where the fee savings matter.
- Can I offer Buy Now Pay Later through Afterpay on my contracts?
Yes. Afterpay lets your US-based Collaborator split their payment into 4 interest-free installments, while you receive the full payment upfront from Afterpay. They handle collection from your Collaborator directly · no risk on your side.
- What payment fees does Happ or Stripe charge me?
One flat $1.90 Service fee per transaction, plus Stripe processing: ACH Direct Debit at 0.8% capped at $5 (so an ACH payment never costs more than $6.90 all-in), and card, Apple Pay, Google Pay, and Wire Transfer at 3%. The rates are the same on every Happ plan. Afterpay fees are handled by Afterpay directly. Happ takes 0% commission on the deal itself · never a percentage of what you earn.
- What is Link and how does one-click checkout work for my Collaborators?
Link is Stripe's one-click checkout. Collaborators who have previously saved their payment details with Stripe can pay instantly without re-entering anything · perfect for repeat Collaborators or anyone who pays multiple Creators through Stripe-powered platforms.
- Do I need a Stripe account to accept payments on Happ?
Yes · Stripe is the payment infrastructure behind Happ. Connecting your Stripe account is a one-time setup in Settings, and from then on every contract can offer the full range of payment methods. If you don't have a Stripe account yet, you can create one during the connection flow.
- Pricing
USD Free · $20/month Pro — All payment options are available on every Happ plan. A flat $1.90 Service fee per transaction plus Stripe processing (ACH 0.8% capped at $5 · card 3%) applies · 0% commission on your deals.
Professional Insights
Tips for getting paid faster and keeping records clean.
Use ACH for larger contracts
For projects over $2,000, ACH saves you and your Collaborator money on fees - the $5 cap plus the $1.90 Service fee means a big payment costs $6.90 all-in.
Offer Afterpay for bigger asks
If you're charging a significant fee, Afterpay removes the sticker shock - you get paid in full upfront.
Match methods to the Collaboration
International client? Enable Wire Transfer. Large project? Consider ACH. Local creative? Card or Link gets it done instantly.